Dental Insurance in UAE: Coverage, Benefits, and Providers

Are you living in the United Arab Emirates and looking for a comprehensive dental insurance plan? Dental health is an essential part of overall health, and it’s crucial to have dental insurance coverage that meets your needs. In this article, we’ll discuss dental insurance in the UAE, including coverage, benefits, and providers.

Dental health is an integral part of overall health, and it’s essential to maintain good oral hygiene to prevent various dental problems. However, dental treatments can be expensive, and the cost can often deter people from seeking dental care. Dental insurance is a vital investment that helps individuals and families pay for dental treatments and services.

Importance of Dental Insurance

Dental insurance is crucial for several reasons. Firstly, it provides financial protection and ensures that individuals can afford dental treatments without worrying about the cost. Secondly, it encourages people to seek preventive dental care and regular check-ups, which can help prevent more significant dental issues. Lastly, it provides peace of mind and reduces stress, knowing that you have dental insurance coverage when you need it.

Types of Dental Insurance Plans

There are three types of dental insurance plans:

Indemnity Plans

Indemnity plans are also known as fee-for-service plans. These plans allow patients to visit any dentist they prefer, and the insurance company reimburses the costs of the treatments. However, indemnity plans typically have higher premiums and deductibles, and patients may need to pay upfront and file claims for reimbursement.

Managed Care Plans

Managed care plans have a network of dentists who provide dental services to the patients. These plans have lower premiums and deductibles than indemnity plans, and patients pay a fixed copayment for each service. Managed care plans have two subcategories: Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs).

Discount Plans

Discount plans are not technically insurance plans, but they provide discounts on dental treatments and services. Patients pay an annual fee to join the discount plan network, and they receive discounts on various dental procedures.

Coverage of Dental Insurance

Dental insurance coverage varies depending on the plan and the insurance provider. Generally, dental insurance plans cover preventive services like regular check-ups, cleanings, and X-rays. Basic services like fillings, extractions, and root canals are also covered, but patients may need to pay a percentage of the costs. Major services like crowns, bridges, and dentures may have limited coverage, and patients may need to pay a higher percentage of the costs.

Benefits of Dental Insurance

Dental insurance offers several benefits, including:

  • Financial protection: Dental insurance covers the costs of dental treatments and services, reducing the financial burden on patients.
  • Preventive care: Dental insurance encourages regular check-ups and preventive care, which can prevent more significant dental problems in the future.
  • Peace of mind: Dental insurance provides peace of mind, knowing that you have coverage when you need it.

Providers of Dental Insurance in UAE

Several insurance companies provide dental insurance in the UAE. Here are some of the most popular ones:


Daman offers dental insurance coverage for individuals and families, including preventive care, basic and major services. D